- #1 Stock Baron
97% matchNo user reviews2026
Dev: Recursive Studio
Windows
Stock Baron is a strategy sim set in a fictional stock market. Become a market titan with vast capital, superior intel and an arsenal of trading tactics. Your moves sway prices, while other market players seize their chances. Enter a battle of wits amid fear and greed, and make your fortune!
Why similar: Trading 38.1%, Economy 31%, Strategy 11.1%, Simulation 10.2%, Capitalism 8%
- #2 Day Trade Coach
96% matchMixed50% of 18 reviews2026
Dev: Ragnar Beaucoup
Windows
Day Trade Coach is a day trading simulator built for focus. Cut through the noise, master the set-ups that actually work, and build your edge, one trade at a time.
Why similar: Trading 36.9%, Economy 23.3%, Simulation 12.1%, Strategy 11.3%, Capitalism 10.5%
- #3 Stalks Stalks Stalks
96% matchPositive93% of 45 reviews2021
Dev: FatRodziankoPub: Glacial Lake Studios
Windows · Mac · Linux
Stalks Stalks Stalks is a turned based, competitive, "stock simulation" where you hope to make more money than every one else. If you play by yourself, you'll always win! Try your luck against friends or strangers, and you'll likely lose!
Why similar: Trading 28%, Economy 19%, Board Game 14.2%, Capitalism 10.3%, PvP 8.6%
- #4 Risk Trader
95% matchNo user reviews
Dev: PoutineandHaggisProductions
Windows
Survive first. Compound second. Trade simulated markets, manage risk and grow a virtual account across five modes. Explore interactive lessons on risk and position sizing, review your trades, and practice with a local rules-based coach. Play entirely offline.
Why similar: Trading 45.3%, Economy 17.5%, Simulation 11.4%, Strategy 11.1%, Capitalism 10.9%
- #5 Survival Fund Manager
94% matchNo user reviews2026
Dev: Mr_Metheus
Windows
Senior fund managers put their pride on the line. Read the market first through your own intel network. Reveal or conceal information to steer stock prices your way. Outwit your rivals, earn the highest return, and prove you're the best fund manager.
Why similar: Board Game 26.4%, Economy 18.3%, Trading 16.9%, Strategy 10.8%, Psychological 10.1%
- #6 Monopolka
94% matchMixed61% of 38 reviews2020
Dev: Koker_007
Windows
Standard Monopoly Game
Why similar: Trading 28.4%, Economy 17.6%, Board Game 14.7%, PvP 10.4%, Tabletop 7%
- #7 Blue Chips: economic multiplayer board game
92% matchNo user reviews
Dev: BFG Studio
Windows
Blue Chips is a turn-based strategy board game where you have to survive and attain success in a severe economic world. Try to earn money from trading cryptocurrency, gold, stock exchange and real estate to buy and upgrade your business. Make your opponents bankrupt to become the best.
Why similar: Trading 30.3%, Economy 22%, Board Game 20.2%, Capitalism 9.6%, Tabletop 7.3%
- #8 Seed Money
91% matchNo user reviews
Dev: Studio Oriens
Windows
₩1,000,000 — about $700 — and no safety net. A real-time stock-trading sim where judgment is your only weapon: read the news, read the charts, time every trade. Climb from a windowless room to a private island, Bronze to Legend. Fall to the bottom, and the Hangang is waiting.
Why similar: Trading 41.4%, Economy 25.7%, Capitalism 11.3%, Simulation 9.7%, Strategy 9%
- #9 Catan VR
93% matchMostly Positive75% of 93 reviews2018
Dev: Experiment 7
Windows
Catan VR allows tabletop fans and new players alike to experience the best-selling board game in a fresh, fully-immersive format. Take on other players around the world or play against Catan personalities and watch the island come to life in VR for the first time.
Why similar: Trading 21.5%, Board Game 20.2%, Economy 18.4%, PvP 9.8%, Simulation 8.6%
- #10 Bull Run
90% matchNo user reviews
Dev: Steve Games
Windows · Linux
Trade stocks, short the market, and outsmart AI rivals in this fast-paced stock trading strategy game. Build your portfolio, survive market crashes, ride IPOs, and climb the leaderboards. Do you have what it takes to beat Wall Street?
Why similar: Trading 39.9%, Economy 30.4%, Simulation 14.3%, Strategy 11.9%, Casual 1.8%
- #11 SINDIKAT
89% match8 user reviews50% of 8 reviews2026
Dev: sadnessPub: SADX_GAME
Windows
SINDIKAT is an online board game about business and money: buy companies, upgrade assets, collect rent, and outplay your friends in the fight for full control of the city.
Why similar: Economy 24.9%, Board Game 24.9%, Trading 14%, Strategy 13%, PvP 10.7%
- #12 RIPPLES
89% matchNo user reviews2026
Dev: Phoetic Games
Windows
RIPPLES is an online board game for up to 6 players where strategy is everything. Buy, sell properties, negotiate with your rivals, create chaos with special cards, and become the owner of it all. Gather the group and start forging your empire!
Why similar: Trading 24.2%, Party Game 19%, Board Game 17.2%, Economy 11.4%, PvP 8.4%
- #13 FUNEX: Stock Market Simulator
88% match2 user reviews50% of 2 reviews2026
Dev: VIREX MEDIA
Windows · Mac
FUNEX is the first and only STOCK MARKET SIMULATION which provides REAL ORDER BOOK TRADING to the players. You don't trade fake algoritmic prices on a fake market. Instead, there are 22 AI funds which are actively trading in a REAL SIMULATED STOCK EXCHANGE. Are you ready for REAL CHAOS?
Why similar: Trading 39%, Economy 31.2%, Capitalism 14.5%, Simulation 7%, Strategy 6.8%
- #14 Patrician IV
91% matchMixed56% of 776 reviews2010
Dev: Gaming Minds StudiosPub: Kalypso Media Digital
Windows
Median: 30 minMean: 8.6 hrs≥1hr: 42%
You are a merchant in northern Europe in the late Middle Ages when the Hanseatic League was flourishing. Your goal is to rise to the most successful and influential member of the Hanse, ultimately being elected Elderman, leader of the trading league.
Why similar: Trading 48.8%, Economy 24.3%, Strategy 12.7%, Capitalism 8.1%, Simulation 5.7%
- #15 Auction King
87% matchNo user reviews
Dev: Skyofmine Studio
Windows
Auction King is a multiplayer auction strategy game. On a future colony planet ruled by corporations, inspect clues, judge hidden asset values, and outbid rival players. Build your fortune from abandoned warehouses to skyscrapers, reach the orbital station, and compete for control of the colony.
Why similar: Trading 33.1%, Economy 25.4%, PvP 19.1%, Strategy 11.9%, Simulation 7.6%
- #16 Billionaire MAX
86% match7 user reviews100% of 7 reviews2026
Dev: Bunijia
Windows
Billionaire MAX is an online stock investment board game for up to 4 players. Trade shares in 21 fictional companies plus gold, oil, and real estate. Navigate 50+ events shaking the world economy. Master dividends, short selling, and bonus trophies. EN/JP/ZH/KO. Online and 4-tier CPU play.
Why similar: Board Game 23.7%, Economy 22.4%, Strategy 11.9%, PvP 10.7%, Capitalism 9.1%
- #17 Scope Creep
86% matchNo user reviews
Dev: NAMEMYZ
Windows
A digital board game about office life. Walk the floor, take on projects, and cut a deal when a card is too big to finish alone. Ten professions, a board that is different every game — and that disappears under you as the work gets done. 2–4 players, 15–30 minutes.
Why similar: Board Game 22.5%, Party Game 18.4%, Trading 18.3%, Tabletop 9%, PvP 8.6%
- #18 Line Go Up
85% matchNo user reviews2026
Dev: Jerzyn Games
Windows
A surprising puzzle game masquerading as a stock market game. Identify the signal from the noise and construct trading strategies to ensure the line go up in all market conditions.
Why similar: Economy 30.4%, Board Game 22%, Party Game 18.1%, Simulation 8%, Capitalism 5.8%
- #19 Amalgamated
84% matchNo user reviews
Dev: Offworld Corporation
Windows · Linux
A turn-based board game about manipulating a stock market, alone or against up to three others. Observe the trends, gamble, work the market in legal and less legal ways, and cross your fingers that the auditors don't catch you with your hands in the cookie jar.
Why similar: Economy 26.2%, Board Game 18.5%, Capitalism 14.9%, PvP 12.9%, Strategy 7.6%
- #20 Market Resolve: Trading Survival
84% matchNo user reviews
Dev: Galumi Studio
Windows
Trade fictional markets one candle at a time in a single-player trading simulation. Start Survival with $5,000, manage risk and learn through guided lessons. Compare your current and highest virtual balances on global and Steam friends leaderboards (beta).
Why similar: Trading 45.1%, Economy 21.7%, Capitalism 12%, Simulation 11.3%, Strategy 8.4%
- #21 Drop 4
83% match7 user reviews100% of 7 reviews2025
Dev: Maniac Games
Windows
Cause chaos with bombs to stop your opponents from winning as you plan your next move in this classic game with a twist.
Why similar: Party Game 31.3%, Board Game 20%, PvP 11.6%, Tabletop 9.8%, Online Co-Op 9.7%
- #22 The Rich Die First
82% matchNo user reviews2026
Dev: Huiyi Chu
Windows
Compete against friends or AI in a ruthless race for wealth. Invest in stocks, buy real estate, play powerful cards, and make smart decisions to become the richest player before everyone else.
Why similar: Board Game 23.6%, Party Game 20.3%, PvP 17.3%, Economy 12%, Tabletop 9%
- #23 Auction Simulator
81% matchNo user reviews2027
Dev: WOMBEX Games
Windows
Build an auction career where every bid is a tell. Buy, research and sell valuable objects, read rivals in poker-inspired psychological auctions, build collections, run your own auction house, or become a dealer in the dark market. Every bid is information. Every object could be an opportunity.
Why similar: Trading 33.2%, Economy 26.5%, Simulation 11.7%, Strategy 10.1%, Psychological 9.9%
- #24 Traders of Natac
80% matchNo user reviews
Dev: Odd Stone Studios
Windows · Mac · Linux
Traders of Natac is a realtime resource management simulation. Settle in resource-rich areas, trade with dynamic prices, expand your empire across the board and claim victory over all of Natac!
Why similar: Board Game 26.3%, Trading 18.9%, Economy 18.4%, PvP 13%, Strategy 9.2%
- #25 Drapers: Merchants of Middle Ages
79% matchNo user reviews
Dev: Tiltan Games
Windows
Build a medieval trade empire in under 30 minutes! Produce luxury cloth, manage your economy resources, and outsmart up to 7 rivals in this turn-based, Euro-style tabletop board game. Play solo or over LAN. Will you dominate the Mediterranean market or lose it all to pirates?
Why similar: Trading 33.2%, Economy 22.3%, Board Game 17.7%, PvP 8.6%, Tabletop 8.6%
- #26 Traders Tycoon
78% match1 user reviews100% of 1 reviews2026
Dev: Webbos Developments
Windows
Start with £100 and trade your way to running a global financial empire. Trade simulated Crypto, Stocks, and Forex markets in real-time, automate your strategy with custom trading bots, build a 10-player trading firm with friends, and climb the live leaderboards.
Why similar: Trading 35.8%, Economy 22.8%, Capitalism 8.8%, Strategy 7.8%, Simulation 6.6%
- #27 Monster Meadows - Online Board Game
79% matchNo user reviews
Dev: Aysimus Games
Windows
Roll the dice and conquer the magical board! Upgrade monster lairs, unleash unique character abilities, and bankrupt your friends in this chaotic multiplayer party game.
Why similar: Party Game 31.1%, Board Game 20.5%, Economy 18.1%, Strategy 10.4%, Online Co-Op 8.5%
- #28 The Exchange Manager
78% match1 user reviews100% of 1 reviews2026
Dev: The Black Swan
Windows
"In this economic strategy game starting in the Great Depression of 1929, buy stocks, take over companies, acquire countries, and shape world history. Compete fiercely against rivals to manipulate UN decisions, invest in the technologies of the era, and build mega projects.
Why similar: Trading 32.6%, Economy 26.4%, Capitalism 12.5%, Simulation 12%, Strategy 11.1%
- #29 Trading Tycoon
77% match1 user reviews0% of 1 reviews2026
Dev: Kits Gaming Studio
Windows
Build your fortune in a deep single-player trading simulation. Analyze charts, trade stocks/options/futures, manage risk, unlock powerful skills, and survive a living market shaped by news and market cycles.
Why similar: Trading 45.6%, Economy 34.8%, Simulation 16.6%, 2D 2.1%, Singleplayer 1%
- #30 Hero Investor: Business Tycoon
77% matchNo user reviews2027
Dev: SmartAtum
Windows
Build an investment firm, trade fictional markets, acquire income-producing property, and create your own ETFs as you grow from a small office into a financial empire in this player-paced management simulation.
Why similar: Trading 34%, Economy 29.8%, Capitalism 13.9%, Simulation 7.9%, Strategy 7.4%
- #31 Patrician III
82% matchVery Positive82% of 1,025 reviews2010
Dev: Ascaron Entertainment ltd.Pub: Kalypso Media Digital
Windows
Median: 24 minMean: 10.3 hrs≥1hr: 39%
Become a fellow of the famous medieval Hanse trading association in the 13th century. Manage the politics, prestige and economic success in your city and the known parts of Europe!
Why similar: Trading 47.2%, Economy 30.8%, Strategy 11.9%, Simulation 10.1%
- #32 Project_Khatanga_1989_Incremental
76% match1 user reviews0% of 1 reviews2026
Dev: Project_Khatanga_Studio
Windows
Project Khatanga 1989 is a retro economic simulation game about buying, storing, tracking, and selling goods across volatile international markets. Manage limited storage, compare currencies, watch shifting prices, and decide when to hold or sell.
Why similar: Trading 37.2%, Economy 30.9%, Capitalism 18.1%, Simulation 9.7%, 2D 2.4%
- #33 Caravan Manager
76% matchNo user reviews
Dev: OFG Studio
Windows · Mac
Dive into a medieval trade simulator. Step into the role of a governor, manage caravans, and maximize your profits. Make critical routing decisions and prove that smart logistics can win any war.
Why similar: Trading 44.8%, Economy 25.6%, Board Game 11%, Strategy 7.6%, Simulation 6.7%
- #34 Rise of Venice
81% matchMixed62% of 518 reviews2013
Dev: Gaming Minds StudiosPub: Kalypso Media Digital
Windows
Median: 4.0 hrsMean: 7.4 hrs≥1hr: 94%
Venice: As a young man striving for success, power and wealth and with the support of your family, you begin to build up a trading empire across Genua, Tripoli, Rome, Alexandria and Constantinople in addition to many other significant cities from the Renaissance. This is where your story begins...
Why similar: Trading 44.1%, Economy 26.9%, Strategy 15.7%, Simulation 12.9%, Singleplayer 0.4%
- #35 FinSim
73% matchMostly Positive71% of 66 reviews2026
Dev: FinSim
Windows · Mac
Your turn to manipulate the market! A financial market simulator where you can choose your own path. Manipulate news, events, and financial engineering to make billions. Or play honestly, growing companies the legal way.
Why similar: Trading 22%, Economy 20.8%, Simulation 16%, Strategy 14.2%, Capitalism 10.5%
- #36 ヒーローコンテスト
75% matchNo user reviews
Dev: Shunpei MaedaPub: Stisp
Windows
A "Turn-based Battle x Party Game" where 4 players can jump in for quick, chaotic fun! Roll the dice to move across the board. The winner learns one special ability from their defeated opponent. Start weak, grow strong: Learn a variety of skills, evolve your hero, and defeat the Demon King!
Why similar: Party Game 36.7%, Board Game 27.1%, Strategy 10.4%, PvP 10.1%, Casual 6.5%
- #37 Stock Exchange Game
75% matchMixed53% of 15 reviews2025
Dev: BoneApps
Windows · Mac · Linux
Stock market game with trading on the commodity exchange for beginner traders
Why similar: Trading 45.2%, Economy 25.8%, Capitalism 11.8%, Simulation 11.3%, Minimalist 3.3%
- #38 Landover
72% match5 user reviews60% of 5 reviews2026
Dev: VexHex GamesPub: VexHexGames
Windows
A modern strategy board game of building, trading, and resource management. Build settlements, gather resources, trade, and outsmart your opponents. Play solo or multiplayer in 1v1 and 4-player matches, real-time or daily games, and build and share custom maps.
Why similar: Trading 29.6%, Board Game 21.5%, Economy 19.2%, PvP 11%, Tabletop 9.7%
- #39 Profiteer
74% match2 user reviews50% of 2 reviews2024
Dev: HRUST
Windows
Embark on a thrilling journey in Profiteer, a turn-based strategy game where you build and expand your business empire. Manage resources, outsmart your rivals, and experience dynamic worlds with co-op gameplay.
Why similar: Trading 23%, Board Game 21.7%, Economy 19.7%, PvP 9.9%, Strategy 7.5%
- #40 Planet Flipper
73% matchNo user reviews
Dev: Lenway
Windows
Buy, sell and trade planets in the fast paced market. Start with flipping, and move onto other asset classes and investments as you grow your wealth. Aim for the top and rule this universe.
Why similar: Trading 43.9%, Economy 26.4%, Simulation 10.4%, Strategy 8.2%, Capitalism 8%
- #41 Angel Investor Simulator™
72% matchNo user reviews2026
Dev: Bigosaur
Windows
Invest into promising startups with sometimes wacky ideas. Help them grow with your team of experts. Capture the market share with quality product, smart pricing and marketing. Cash out big after the IPO. Compete with the other angels and show them who's the boss.
Why similar: Trading 38.7%, Economy 23.2%, Capitalism 16.7%, Simulation 11.6%, Minimalist 3.9%
- #42 Broke Street
71% matchNo user reviews2026
Dev: Massive Rex
Windows
A 1-6 player co-op roguelike trading sim where you and your friends start broke at a Wall Street hedge fund. Share one balance, make risky trades, use items to find winning strategies, and hit rising quotas to survive each day. Fail, and pay the price.
Why similar: Trading 36.5%, Economy 26.6%, Online Co-Op 11.8%, Capitalism 10.3%, Strategy 8.1%
- #43 Crisis Capital
71% matchNo user reviews2026
Dev: Plum Multimedia
Windows
Turn global crises into profit. Trade across 11 market sectors, predict world events, leverage five unique loan types, and outsmart rival investors. Dynamic market conditions, multiple game modes, and endless replayability ensure every economic story unfolds differently.
Why similar: Trading 41%, Economy 31%, Strategy 15.2%, Simulation 7.3%, 2D 2.1%
- #44 Car Trader Simulator
74% matchMostly Positive72% of 522 reviews2020
Dev: Live Motion Games
Windows
Median: 3.0 hrsMean: 5.6 hrs≥1hr: 70%
Do you know how to profit from trading cars while maintaining a good reputation? Car Trader Simulator lets you play the role of an American car dealer. Your goal is to get rich. How you do it depends entirely on you.
Why similar: Trading 42.6%, Economy 24.6%, Simulation 9.8%, Capitalism 7.9%, Strategy 6.8%
- #45 Wall Street Broker
70% matchNo user reviews
Dev: GamesCorpPub: Zero Sun Games
Windows
A real-time portfolio management sim where you build a career as a stock broker. Balance clients' trust, market timing, and your own reputation on a procedurally-generated Wall Street that never stops moving.
Why similar: Trading 34.8%, Economy 29.2%, Capitalism 16%, Strategy 10.1%, Simulation 9.4%
- #46 Monopoly: Star Wars™ Heroes vs. Villains
69% matchMixed41% of 100 reviews2026
Dev: Behaviour Interactive Inc. Pub: Ubisoft
Windows
Get ready for a dynamic, team-based twist on MONOPOLY® set in the Star Wars™ galaxy! Choose your favorite heroes or villains, use their unique powers, and battle for control of the galaxy.
Why similar: Board Game 28.2%, Trading 21.9%, Strategy 13.2%, Capitalism 10.1%, PvP 10.1%
- #47 Sellin' Snake Oil
70% matchNo user reviews2026
Dev: Naked Bacon Games
Windows · Mac
Buy low, sell high, and survive the frontier. Sellin' Snake Oil is a western trading roguelike where every run brings a new map, new prices, new challenges, and new decisions. The ranch won't buy itself.
Why similar: Trading 50.3%, Economy 30.5%, Strategy 12.4%, Casual 3.6%, 2D 1.6%
- #48 lemonade stand
70% matchNo user reviews
Dev: REAL PLAYERS DEV
Windows
You'd think that you and your friends run a lemonade stand in a mall. The lemonade is real. But it's also not what you're selling at all. Real players walk up, some want lemonade. Some want... "lemonade". And they ask in code you have to read, so the cops won't hear. Full proximity voice/text chat.
Why similar: Economy 29.7%, Trading 25.6%, Online Co-Op 13.3%, Capitalism 9.5%, Simulation 9.5%
- #49 Underworld Tycoon
69% matchNo user reviews
Dev: FishJoy
Windows
Build your gang, recruit members, plan precise crimes, and seize territory through drug dealing, theft, and other illegal activities that impact the city's operations. Face off against rival gangs and outsmart the police to establish a new order in the city.
Why similar: Trading 25.3%, Economy 21.1%, Simulation 15.9%, Strategy 14.8%, Capitalism 9.8%
- #50 Snt Plan
68% matchNo user reviews33% of 6 reviews2026
Dev: Sn兔子
Windows
Join me in the Snt Plan!
Why similar: Trading 45.4%, Economy 29.7%, Simulation 7.6%, Strategy 7.5%, Online Co-Op 3.5%
- #51 Beat The Markets
69% matchNo user reviews2026
Dev: Tech Skull Studios
Windows
A financially based digital board game based on real world investing strategies around the stock market.
Why similar: Board Game 29%, Economy 20.9%, Tabletop 12.7%, Capitalism 11%, PvP 9.6%
- #52 Business Rivals
68% matchNo user reviews
Dev: OnePersonDevelopment
Windows
Compete against rival companies in a ruthless multiplayer business war. Build your corporation, hire employees, invest in legal and illegal operations, sabotage competitors, survive inspections, and become the richest entrepreneur in the city.
Why similar: Party Game 31.7%, Economy 18.3%, Strategy 12.6%, PvP 9.5%, Simulation 9.2%
- #53 Liquidity
68% matchNo user reviews2027
Dev: Kitchen Table Studios
Windows
It's 1995 and the bank is yours. Set rates, approve loans, take deposits, deal in stocks, satisfy the regulator, and try not to break too many rules. A deep banking and finance management sim wrapped in a mid-1990’s desktop.
Why similar: Trading 37.7%, Economy 30.1%, Capitalism 14.3%, Simulation 10.3%, Strategy 5.9%
- #54 Family Office Simulator
66% matchNo user reviews92% of 36 reviews2026
Dev: Vitalis Interactive
Windows
Build and run a multi-entity family office: source commercial property deals, compare financing, negotiate terms, manage debt and cash flow, hire staff, structure trusts, and carry the institution into the next generation.
Why similar: Trading 34.5%, Economy 30.2%, Capitalism 14.7%, Simulation 9.3%, Strategy 7.3%
- #55 Fund Manager: Buy Side
66% match1 user reviews100% of 1 reviews2026
Dev: Dal Studio
Windows
An asset-management simulation about other people's money. Raise capital into a public ETF and a private fund, earn fees, and grow the firm. Three worlds move on rates, FX, commodities and earnings — not random numbers — and every price is a trade between thousands of bots on a live order book.
Why similar: Trading 26.1%, Economy 21.7%, Simulation 15.9%, Strategy 14.8%, Capitalism 10.1%
- #56 StockSim
67% matchNo user reviews
Dev: WTeam
Windows · Mac · Linux
Step into the shoes of a world class trader and navigate the fast-paced world of financial markets. Make strategic decisions, analyze market trends, and watch your portfolio grow. With realistic market simulations and dynamic pricing, every trade counts. Can you beat the market?
Why similar: Trading 35.5%, Economy 27%, Strategy 12.9%, Simulation 12%, Capitalism 6.8%
- #57 16bit Trader
73% matchMixed50% of 2,052 reviews2015
Dev: Forever Entertainment S. A.
Windows · Mac · Linux
Median: 4.4 hrsMean: 20.3 hrs≥1hr: 96%
Take revenge on your father’s killer!
Why similar: Trading 44.8%, Simulation 18.1%, Economy 14.4%, Strategy 13.8%, Casual 4.9%
- #58 Friendsmob
67% matchNo user reviews
Dev: Tamasenco
Windows
Become the billionaire you always mocked! Collect humans like trading cards, exploit their productivity, and compete in The Excess Index - where morally bankrupt capitalism is the only way to win. Own everything. Question nothing.
Why similar: Trading 34.4%, Economy 29.4%, Strategy 11.2%, Simulation 10.4%, Capitalism 10.4%